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How To Avoid Foreclosures1. To begin with get in touch with counseling agent to advise you for a home loan modification. A home loan modification will help you reduce your monthly EMI’s for home loan. This will help you to retain your house as small monthly payments could be affordable and chances of skipping it will be less.2. Talk to your mortgage lender to help work out solutions to prevent a foreclosure. Be it your bank or any other financial institution from where you have your loan, speak to them for alternative ideas and plans to help you save your house. If you're unable to make your mortgage payment, get in touch with your lender immediately in order to stop foreclosure. Ignoring the bills will only make matters worse, increasing the likelihood that you'll lose your home for sure. Borrowers who look for foreclosure help early are much more likely to work out a solution, even in dire situation. Mortgage companies want to avoid foreclosure as much as you; this is because they make more money in the interest involved in the loan than they make in processing a foreclosure a deal. Based on your situation, your lender may be able to offer the foreclosure help that you require.